01
VestCall
Ask. Analyse. Decide. Stock intelligence, made simple.
Should I invest in this stock?
Your wealth. Your decisions.
Your Money,
Finally Understood.
VestMind brings your investments together, understands the investor behind them, and continuously analyses what's working, what's risky and what needs your attention.
MOVE YOUR WEALTH FORWARD.
Your wealth deserves
a mind of its own.
VestMind learns how you invest, adapts to what’s around you, and watches what matters so you never compete with the market - you stay in sync with it.
02
VestFolio
A complete view of your investments, all in one place.
How is my portfolio really doing?03
VestStudio
Plan, simulate and design a portfolio that fits you.
What portfolio is right for me?04
VestMonitor
Stay on track with real-time insights and proactive alerts.
What should I change in my portfolio?05
VestFire
Model your FIRE number and plan the life you want.
How much do I need for freedom?VESTMIND LENS
Every headline, filing, chart and video,
understood where you read it.
Lens is the AI browser extension that carries VestMind onto every page you read. Select a line, or box a chart or a paused YouTube video, and Lens draws the explanation on the page, works it with the page’s own numbers, then shows what it means for your portfolio.
Try it on
- Reads nothing until you ask
- No login in the extension
- Explains, never advises
Economy · Monetary policy
RBI raises repo rate by 25 bp to 5.5%, keeps an eye on inflation
The Monetary Policy Committee voted 5–1 for the increase. Banks are expected to pass it on to borrowers, and a 25 bp hike adds about ₹790 a month to the EMI on a ₹50 lakh, 20-year home loan.
LensAlt ⇧ V
Reading only what you choseYour selectionIts paragraphThe headline
How a rate hike reaches your EMI
Repo rate ↑→Loan rate ↑→EMI ↑
Loan₹50,00,000from the page
Tenure240 monthsfrom the page
Rate8.25% → 8.50%+25 bp
EMI₹42,603 → ₹43,391+₹788/mo
VestMonitorEvent impact
What the hike means for you
- Home loanMonthly surplus ₹61,200 → ₹60,412Touches you
- Short-duration debt fundA small dip now, higher yields aheadWatch
- Banks · 14% look-throughNet interest margins in focusNo change
Your actions UnchangedNext rupee Unchanged
Meridian Consumer Ltd · Q2 FY27 results
| ₹ crore | Q2 FY27 | YoY |
|---|---|---|
| Revenue | 12,480 | +9.0% |
| EBITDA | 2,671 | +19.0% |
| EBITDA margin | 21.4% | +180 bp |
Management commentary: operating margin expanded 180 bp on softer input costs and a richer product mix.
LensAlt ⇧ V
Reading only what you choseYour selectionThe results tableThe heading
Why profit grew twice as fast as sales
Input costs ↓→Gross margin ↑→EBITDA ↑ 2×
EBITDA₹2,671 crfrom the page
Revenue₹12,480 crfrom the page
Last year19.6%from the page
Margin2,671 ÷ 12,480 = 21.4%+180 bp
VestMonitorEvent impact
You own Meridian three ways
- Direct shares2.1% of your portfolioTouches you
- Through your flexi-cap fund0.9% look-throughTouches you
- Through your Nifty 50 fund0.5% look-throughTouches you
Total exposure 3.5%Your 5% limit Within
Bonds · India 10-year G-sec yield
The benchmark yield touched 7.20%, up from 6.90% in July.
LensAlt ⇧ R
Reading the region you boxedCropped chartAxis labelsCaption
When yields rise, bond prices fall
Yield +30 bp→Old bonds pay less→Price ↓
Yield move6.90% → 7.20%from the chart
Duration≈ 7 years10-year G-sec
Price−7 × 0.30%≈ −2.1%
VestMonitorEvent impact
What the yield move means for you
- Gilt fund · 5.8-year durationAbout −1.7% on this moveTouches you
- Debt is 22% of your portfolioAbout −0.4% overallWatch
- New debt SIPsNow buy at higher yieldsNo change
Your actions UnchangedNext rupee Unchanged
Small caps are down 18%. What does it take to get back?
LensAlt ⇧ V
Reading the paused videoPaused frameCaptions at 12:41Video title
Why a fall takes a bigger rise to undo
Price −18%→Smaller base→+22% to recover
Peak100indexed
Fall100 → 82from the video
Recover100 ÷ 82 = 1.22+22%
VestMonitorEvent impact
What the fall means for you
- Small-cap fund · 9% of portfolioAbout −1.6% overallTouches you
- Flexi-cap fund · 11% in small capsA smaller share of the fallWatch
- Small-cap SIPEach instalment now buys more unitsNo change
Your actions UnchangedNext rupee Unchanged
Explained in place
Drawn on the page you are reading. No new tab, no copy and paste, no lost thread.
Worked with the page’s numbers
Every calculation uses the figures in front of you, each labelled by where it came from.
Connected to your portfolio
One click turns a headline into its impact on your holdings, in VestMonitor.
Explore Vestmind Lens
Free for Chrome, Edge and Brave · No account needed to start
You make the decisions. VestMind keeps the context.
ALWAYS WORKING
Your capital does not stand still.
Neither should its intelligence.
VestMind watches your portfolio, your goals and the market - then surfaces only what needs your attention.
Your portfolioYour goalsThe market
Your portfolio, in contextHome purchase · 2029Portfolio monitored ContinuouslyConcentration drift Needs your decisionGoal progress On track
BUILT AROUND YOUR FINANCIAL LIFE
Every part of your financial life
in one place.
Bring your investments, debt, savings, cashflows and more together, and get a clearer,
continuously updated view of what matters.
YOUR PORTFOLIO
All your instruments.
One intelligent view.
Bring together your mutual funds, stocks, ETFs, bank accounts, loans and more. See the full picture, uncover risks and opportunities, and get clear, actionable insights.
Mutual Funds
Track performance, overlap and concentration risks across all your funds.
Stocks & ETFs
Monitor stock performance, sector concentration and how direct equity fits your overall portfolio.
Banks, Loans & EMIs
See your total balances, monthly obligations and how they affect your investable surplus.
See your money
with new clarity.
with new clarity.
9:41● ◒ ▰
← VESTMIND
Good morning, Rohan
Here's your complete financial pictureTotal Portfolio Value₹46,92,320↑ +12.4% (1Y)
AllMutual FundsStocksETFs
▥Mutual Funds₹28,34,560 +11.2%
▥Stocks & ETFs₹12,48,230 +14.6%
▦Bank Accounts₹4,21,340
▣Loans & EMIs₹3,12,190
▤Others₹2,76,000
⌂Home▣Portfolio◉Ask♢Monitor•••More
9:41● ◒ ▰
‹ Mutual Funds ⌕
OverviewHoldingsPerformance
Current Value₹28,34,560↑ +12.3% (1Y)
Asset Allocation
₹28.3LTotal Value
- Large Cap 42%
- Flexi Cap 24%
- Mid Cap 18%
- Small Cap 8%
- Hybrid 5%
Key Insights
▣ Your portfolio is well diversified across market caps.
○ There is 18% overlap across 3 funds.
YOUR GOALS
Turn your aspirations
into a clear plan.
Set goals, track progress and see how your investments, savings and cash flow come together to get you there - with AI that adapts as life changes.
Financial Goals
Define targets - home, travel, child's education, early retirement or anything else - with amounts and timelines.
Emergency Funds
Build a safety net sized to your lifestyle and obligations. See how much you need, where you stand today, and the best way to fill the gap.
Saving Projection
See how your current savings and monthly contributions can grow over time. Explore scenarios and know what it could take to reach your goals faster.
Bigger goals
feel possible
with a plan.
feel possible
with a plan.
9:41● ◒ ▰
Goals
My GoalsSimulations
Overall Progress
62%3 of 5 goals
on track
on track
⌂
Home Purchase₹1.5 Cr by 2030
48%♙
Child's Education₹40 L by 2038
27%♜
Early Retirement₹5 Cr by 2045
18%✈
Travel the World₹25 L by 2028
72%▣
Emergency Fund₹15 L
100%⌂Home▣Portfolio▢Goals◉Ask•••More
9:41● ◒ ▰
‹ Home Purchase ⌂
OverviewPlanInsights
⌂
Target Amount₹1.5 Crby 2030 · 5 years left
▣
You're on trackBased on current investments
and monthly savings.
and monthly savings.
Progress 48%
₹72 LCurrent corpus₹78 LTo reach goal
Recommended Monthly Investment₹1,15,000Can get you on track with 80% probability →
◉ What could improve
Increasing your equity allocation by 10% could reduce the shortfall by ~₹12 L.
MEASURED IN DECISIONS
Clarity you can see.
Discipline you can feel.
Ask what changed, why it matters, and what deserves your attention.
VestMind answers with reasoning you can inspect.
VestMind doesn’t just show me numbers.
- Rohan S., long-term investor
It tells me what is changing, why it matters,
and what I should do next.”
100+Active investors
₹
₹5 Cr+Capital understood
150+Portfolios reviewed
92%Investor satisfaction
WHY VESTMIND
Advanced features.
Real decisions.
Bring your entire financial life together with powerful tools, real-time insights
and personalised recommendations - so you always know what to do next.
A complete view
of your financial life
Bring together your stocks, mutual funds,
EPF, PPF, cash, loans and more - in one place.
11+Asset types3+Data sources1Unified view
Continuous monitoring
Stay on track with real-time insights, alerts
and actionable recommendations.
Your large cap allocation is 8% above targetConsider reallocating to maintain balance.›
Actionable recommendations
Not just insights, but clear next steps
based on your portfolio, goals and market.
Goal-based planning
Plan for your goals - from buying a home to
financial independence - with personalised,
realistic plans.
Deep portfolio intelligence
Understand what you own, what’s working,
what's not, and what to do next.
Asset Allocation
- Equity 42%
- Debt 24%
- Gold 8%
- Real Estate 6%
- Cash 20%
Support for more than just investments
Track and analyse your EPF, PPF, cash, loans and
other assets - alongside your investments.
PRIVATE BY DESIGN
Your portfolio remains yours.
End-to-end encryption. No selling of personal data. You stay in control.
EncryptedYour data is protected
at every layer.
Built for youYour goals, preferences
and context stay private.
You’re in controlYour portfolio, your rules.
Always.
Vestmind, explained
The AI decision layer for your investments
Vestmind is an AI-powered investment intelligence platform for Indian investors: a decision layer that understands the investor and the portfolio together, and shows what to keep, what to fix and what to do next.
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The gap
Indian investors have more data, research and financial products than ever, yet most still cannot say what they actually own, whether it is right for them, or what to do next. Broker apps and trackers show holdings and their value; personal advice tends to be either tied to the sale of a product or priced for a few.
The gap
Three questions most investors cannot answer
- What do I actually own?
- Is it right for me?
- What should I do next?
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What makes Vestmind different
Vestmind closes that gap. It reads the person behind the portfolio, their goals, horizon and capacity for risk, alongside everything they hold; looks through every mutual fund and ETF to the companies inside it; researches individual companies; plans the portfolio they should hold and tests a change before money moves; models financial independence; and keeps watching after each decision, showing the reasoning and evidence behind every finding so the decision stays with the investor.
What Vestmind reads
The person and the portfolio, together
- Your goals, horizon and capacity for risk
- Every fund, looked through to its companies
- Each company you hold, researched
- A change, tested before money moves
- What changes, after each decision
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Five products, one understanding
Five products share one understanding of you and your portfolio. Each works on its own; together they cover the whole journey: research a company, understand what you own, plan what you should hold, watch what changes, and know when work becomes optional.
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VestCall
AI stock analysis and company intelligence
Research any listed Indian company: business quality, valuation zones, the Street view and the case against it.
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VestFolio
AI portfolio analysis
See what your stocks, mutual funds and ETFs actually add up to: concentration, overlap, sector exposure and drift.
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VestStudio
Portfolio construction and planning
Turn your goals into a target portfolio, and test any change for risk and tax before money moves.
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VestMonitor
Continuous portfolio monitoring
Hear about it only when something material changes in your holdings, your allocation or your goals.
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VestFire
Financial independence planning for India
Calculate the corpus at which work becomes optional, built for Indian returns, inflation and taxes.
FAQ
Questions about Vestmind
Here’s everything you need to know about Vestmind before getting started.
Contact usWhat is Vestmind?
Vestmind is an AI-powered investment intelligence platform for Indian investors: a decision layer that understands the investor and the portfolio together, and shows what to keep, what to fix and what to do next. Vestmind closes that gap. It reads the person behind the portfolio, their goals, horizon and capacity for risk, alongside everything they hold; looks through every mutual fund and ETF to the companies inside it; researches individual companies; plans the portfolio they should hold and tests a change before money moves; models financial independence; and keeps watching after each decision, showing the reasoning and evidence behind every finding so the decision stays with the investor.
What problem does Vestmind solve?
Indian investors have more data, research and financial products than ever, yet most still cannot say what they actually own, whether it is right for them, or what to do next. Broker apps and trackers show holdings and their value; personal advice tends to be either tied to the sale of a product or priced for a few. Vestmind is built to answer those three questions for each investor, from their own holdings and their own goals, with the reasoning shown.
What are Vestmind's products?
Five. VestCall is AI stock analysis for listed Indian companies. VestFolio is portfolio analysis across stocks, mutual funds and ETFs. VestStudio is portfolio construction and planning. VestMonitor is continuous portfolio monitoring. VestFire is financial independence (FIRE) planning for India. Each has its own page explaining what it does and how.
Which brokers and statements does Vestmind support?
VestFolio connects to Zerodha, Angel One and Groww, and reads a Consolidated Account Statement (CAS) from CAMS or KFintech, or a broker statement. Holdings are resolved to instruments with identifiers, and every mutual fund is looked through to the securities it holds.
Is Vestmind a SEBI-registered investment adviser?
No. Vestmind is an investment intelligence platform, not a SEBI-registered investment adviser or research analyst. It shows analysis and the reasoning behind it so that you can make your own decisions; nothing on the platform is personalised investment advice.
Can Vestmind trade on my behalf?
No. Broker connections are read-only and no part of Vestmind can place, modify or cancel an order. Every investment decision, and every trade, stays with you and your broker.
Is my financial data safe with Vestmind?
Broker access is read-only, broker secrets stay on Vestmind's servers, broker access tokens are encrypted at rest, and portfolio data is never sold. You can disconnect a source, download your data or request deletion at any time. The security page sets out the details.
What makes Vestmind different from other investment apps?
Most investment apps are built around placing trades, selling a product or tracking value. Vestmind is built around understanding. It looks through every fund to the companies inside it, judges the portfolio against your own goals, horizon and risk capacity rather than a generic rule, keeps watching after the analysis is done, and shows the reasoning behind every finding. It never places a trade: every decision stays with you.
Who founded Vestmind?
Vestmind was founded by Harshadip Das, its Founder & CEO. He began in financial technology at Fidelity, later built across AI, strategy and consumer technology, and writes Vestmind's methodology library.